ACCORD’s Commitment:

ACCORD is committed to promoting best practices in the debt settlement industry and to advancing consumer interests in the area of debt relief by providing a viable alternative to debt settlement programs that require the payment of fees before any services are provided.

This commitment is fulfilled by:

• A ban on advance fees
• Fees based on the actual savings achieved for the consumer
• An educational and interactive support organization to provide a well planned transition for companies using traditional fee structures

Questions? Contact ACCORD.

Jean Noonan

Formerly, Associate Director for Credit Practices, Bureau Of Consumer Protection, Federal Trade Commission, Washington, DC
Chief Counsel, ACCORD
Partner, Hudson Cook, LLP

Jean Noonan serves as chief counsel to ACCORD. She is Partner at Hudson Cook, LLP, a leader in providing compliance advice to the consumer financial services industry. She is a respected author and lecturer on consumer protection issues. She is a member of Consumer Financial Services Committee of the American Bar Association Business Law Section, founding member of American College of Consumer Financial Services Lawyers and on the Governing Committee of Conference on Consumer Finance Law

Selected Publications

"Third-Party Liability for Federal Law Violations in Direct-to-Consumer Marketing: Telemarketing, Fax, and E-Mail," The Business Lawyer, February 2008.

"Joint Users - Probably Not What You're Thinking," Spot Delivery, August 2007.

"Fax, E-Mail, and Telephone: Federal Regulation of Marketing Methods," The Business Lawyer, February 2007.

"A Scam for All Seasons: 'Seasoned Trade Lines' Score Enhancement," Spot Delivery, April 2006.

 "Federal Trade Commission Activity: Pursuing Unfair and Deceptive Practices in Consumer Financial Services," The Business Lawyer, vol. 43, no. 3, May 1988.